Teen Money Calculator

First Job Investment Calculator

💼 Imagine your child earns money from a summer job and decides to invest it in a Roth IRA instead of spending it.

One summer of work could potentially grow for decades.

Enter a summer earnings amount below and see how that same money could potentially grow when invested at age 16, 18, 25, or 30.

Summer Job Earnings Expected Annual Return (%) Future Age

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This calculator is for educational purposes only and should not be considered financial, tax, or investment advice. Investing involves risk, including possible loss of principal. Roth IRA eligibility and contribution limits depend on earned income and IRS rules. Investment returns are not guaranteed.